This is a very interesting thread,
Just from my point of view, my brain goes on vacation if I can't play with the ideas roaming around in my head.
I have to be able to play or it's just not worth it for me to sit in front of the torch for hours a day. I started this as a hobby and if I try to look at it as a business (which it has become), I get bored and disinterested.
I start my beads out for .99 and let the bidders determine the price for me. It's a gamble sometimes because my beads can take up to half an hour to make, but at my skill level, I don't feel comfortable trying to demand high prices.
All I really care about is paying the bills by doing what I love to do. and doing that from home is a huge bonus for me because of where I live.