Wow, there are some dodgy people out there - how do they live with themselves and look in the mirror.
I have to admit that I had a chargeback incident using paypal from my own account to two people on LE - there was plenty of money available, but it turned out that my bank had Paypal listed as a fraudulent website... go figure!
I OF COURSE got it sorted and out repaid, but I don't think I have ever been so embarrassed and mortified that those ladies (even for a second) might think I was trying to rip them off. The crap thing was that it took about 3 days for that to happen so they had already sent my stuff.
Now people that deliberately use the system to steal stuff - that is sick!
Nat