Deb I am like you and have a really hard time with colors. I was at Barnes and Noble one day looking at books and happened on this book "Color Inspirations"......it is nothing but color pallettes.......Diane also recommends this book in the October edition of Soda Limes Times. I keep it by my torch/work table so I can flip through and see what catches my eye for the day. The website Shawnette posted is also part of this book.
Here is a link to the book at Barnes and Noble
http://www.barnesandnoble.com/w/colo...2binspirations